This is the Chinese word for "crisis". It is made up of two characters: The top character means "danger" The bottom character means "moment/pivotal juncture", but it is also the character for "opportunity". Whenever there is a crisis, there is opportunity. Beautiful calligraphy handwritten in black ink by artist OY Tai whose art has been exhibited internationally and won many awards. She is a premiere member of the International Chinese Calligraphy and Ink Painting Society. Artist's website: oystudio.com